Effective Date: June 8, 2025
Welcome to Wise and Retired (the “Site”, “we”, “our”, or “us”), accessible at https://wiseandretired.com. These Terms of Service (“Terms”) govern your access to and use of this website, including any content, functionality, and services offered herein.
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use our Site.
1. Who We Are
Wise and Retired is a blog providing lifestyle content, product suggestions, and resources for older adults and retirees. Some links on this site may be affiliate links, which help support our content at no cost to you.
2. Use of the Site
You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Violate any applicable law or regulation
- Transmit spam, malware, or other harmful code
- Interfere with the Site’s operation or security
- Use automated systems to scrape or access content without permission
We reserve the right to suspend or terminate access for violations of these Terms.
3. Newsletter & Emails
By subscribing to our email list (powered by Kit.com), you consent to receive emails from us. You may unsubscribe at any time by using the unsubscribe link in any email or by contacting us at [email protected].
4. Intellectual Property
All content on this Site—including text, graphics, logos, and design—is the property of Wise and Retired (or its licensors) and is protected by copyright and intellectual property laws.
You may view, download, or print content for personal, non-commercial use only. You may not reproduce, republish, or distribute our content without prior written permission.
5. Affiliate Disclaimer
Some links on this Site may be affiliate links. This means we may earn a small commission if you click through and make a purchase. We only recommend products or services we believe in.
This does not affect the price you pay or our editorial independence.
6. Third-Party Tools and Services
We use third-party services like:
- Google Analytics (for site traffic data)
- Kit.com (for email newsletters)
These services may collect data in accordance with their own privacy policies. By using this Site, you agree to their collection and use practices.
7. Limitation of Liability
This Site is provided “as is” and “as available,” without warranties of any kind, express or implied.
We are not responsible for:
- Any errors or omissions in content
- Your reliance on any information on the Site
- Any direct or indirect damages from using or inability to use the Site
8. Indemnification
You agree to indemnify, defend, and hold harmless Wise and Retired and its affiliates from any claims, liabilities, damages, or expenses arising from your use of the Site or your violation of these Terms.
9. Changes to These Terms
We may update these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of those changes.
10. Governing Law
These Terms are governed by the laws of the State of New Jersey, without regard to conflict of laws principles. Any legal action must be brought in the courts located in New Jersey.
11. Contact Us
If you have any questions about these Terms, please contact us at:
📧 [email protected]